My City home Loans

Doctor Loan

Your White Coat Advantage Starts Here

We offer financing options for medical professionals and those on their way to becoming one, with up to 100% coverage and loan amounts up to $2,000,000. Notice we said on your way? That’s right, just a signed job contract can get you into your home before your first paycheck.

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Up to 100% Financing
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No Down Payment
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No PMI (with 720+ credit)
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Loan Amounts Up to $2,000,000

Benefits Of Our doctor Loan

Available 15+ medical professionals:

Doctor of Physiotherapy (DPT)
Doctor of Podiatric Medicine (DPM)
Medical Doctor (MD)
Medical Resident (Educational License)
Nurse Anesthetist (CRNA)
Veterinarian (DVM)
Nurse Midwife (APRN)
Nurse Practitioner (NP)
Physician Assistant (PA)
Psychologist (PhD)
Doctor of Dental Medicine (DDM)
Registered Nurse (RN)
Doctor of Dental Surgery (DDS)
Doctor of Optometry (OD)
Doctor of Osteopathic Medicine (DO)
Doctor of Pharmacy (PharmD)
Registered Pharmacist (RPh)

Why It’s Designed for You:

You’ve committed your life to caring for others—this is our way of giving back. With no down payment required and no Private Mortgage Insurance (PMI) for qualified buyers, our program reduces out-of-pocket costs and saves you thousands over the life of your loan. You can focus on your career, not on cash reserves.
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720+ Credit
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10-30 Year Fixed Rate Options
Frequently Asked Questions

Why Homeownership Matters for Medical Professionals

Owning a home provides more than just a place to live. Studies show that stable housing contributes to both physical and emotional wellness.
Benefits of Homeownership:
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Security, safety, and stability
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A stronger connection to community
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Improved life expectancy
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Builds long-term wealth and equity
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Creates a sense of pride and purpose
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Enhances job longevity
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Supports mental and physical well-being
"A safe, decent, affordable home is like a vaccine. It literally prevents disease. A safe home can prevent mental health and developmental problems; a decent home may prevent asthma or lead poisoning; and an affordable home can prevent stunted growth and unnecessary hospitalizations.”
~ Dr. Megan Sandel, Boston University School of Medicine

Commonly asked questions

Ready to make a Grand Rapids move?

You’re in good hands.
Contact Us