My City Home Loans INC.

Is IT time to Refinance?

Refinancing your mortgage can be an excellent strategy to save money, lower your monthly payments, and optimize your financial standing.
Couple talking with their loan officer

Refinancing Tips

Reasons to consider a mortgage refinance:
Reduce your monthly mortgage payment:
Mortgage rates are still very low. A refinance with My City Mortgage may help you lower payment and possibly save you money.
Consolidate high interest debt: 
You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.
Pay Off Your Mortgage Faster:
The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan (which means paying less)

Ready to pay less in interest on your mortgage and lower your monthly payments?

A refinance may be the right step for you.
A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings.

Knowing your current refinance mortgage rates is important. My City Mortgage can keep you informed and help decide when a refinance may be best.
The Loan Path
Navigating the refinancing process can be daunting if you're unfamiliar with the ins and outs.
evaluate your current mortgage carefully and assess whether you qualify for better terms
Connect With a My City Loan Originator. We can guide you in choosing the best deal for your unique situation
factor in the closing costs and other associated fees while making your choice
keep track of your credit score throughout the, ensure you maintain a favorable rating to secure the best refinancing terms

The Loan Process

Loan Path graphic

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