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As a valued employee of The Other Body Shop, you are invited to take advantage of the benefits offered through My City Home Loans Home Ownership Assistance Program.

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HOW DOES THE MY CITY HOME OWNERSHIP ASSISTANCE PROGRAM BENEFIT YOU?

Real estate agent shaking hands with a smiling couple standing in front of a modern house with a garden.
Young professionals having a discussion around a table with a laptop displaying charts.
A smiling couple attentively listens to a financial advisor who is showing them information on a tablet.
Excited woman with curly hair smiling broadly and raising fists in front of suburban houses.
Hand holding a smartphone displaying the My City Home Loans logo with a suburban house and garden in the background.

Your Home Ownership Assistance Program Includes:

$500

$500 lender credit from My City Home Loans Toward closing Cost

20%

20% Of the realtor's agent commission contributed towards closing cost

$100

$100 Off title insurance settlement fee

Your local team is ready to guide you along the home financing path.

Meet Your Local Loan Originator

Ryan Gardner

NMLS #:
1408442

Ryan brings over 12 years of experience in the real estate and mortgage industry, including two years as a Realtor and the past ten years as a Loan Originator. Known for his quick responsiveness and clear communication, Ryan makes it a priority that clients never feel left in the dark. He adapts his approach to each borrower’s needs, whether that means hands-on guidance throughout the process or a more streamlined experience focused on the essentials. No matter the style, his goal is always the same: to be accessible, transparent, and supportive every step of the way.

What Ryan enjoys most is meeting new people and helping them navigate one of the biggest purchases of their lives, a responsibility he never takes lightly. Married for nearly eight years and together for eleven, Ryan enjoys spending time with his wife, their two French bulldogs, Koda and Lumi, and their cat, Oliver. Outside of work, he and his family love to travel and make it a point to visit somewhere new twice a year. They are also avid sports fans and proud season ticket holders of the Grand Rapids Gold. A quote Ryan lives by sums up his philosophy both personally and professionally: “If you want to go fast, go alone. If you want to go far, go together.”

rgardner@mycityhl.com
616-309-3992

Next Door Title Agency

Buying or selling a home or business is a monumental endeavor. Next Door Title Agency will provide the professional and courteous service you deserve during this complex transaction. Working with us you will receive a hassle free closing, timely preparation of title documents, award-winning customer service and competitive pricing. All you need to do is sign on the dotted line.

HOAP + The Other Body Shop inquiry

Complete the form to Get Started
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*Savings options are available individually. Participation in all offers is not required.

¿Cómo te beneficia el Programa de Asistencia para la Compra de Vivienda con My City?

Real estate agent shaking hands with a smiling couple standing in front of a modern house with a garden.
Young professionals having a discussion around a table with a laptop displaying charts.
A smiling couple attentively listens to a financial advisor who is showing them information on a tablet.
Excited woman with curly hair smiling broadly and raising fists in front of suburban houses.
Hand holding a smartphone displaying the My City Home Loans logo with a suburban house and garden in the background.

TU HOGAR PROPIEDAD EL PROGRAMA DE ASISTENCIA INCLUYE:

20%

20% DEL PORCENTAJE DE COMISIÓN DEL AGENTE INMOBILIARIO QUE SE CONTRIBUYE A LOS COSTOS DE CIERRE

$500

$500 CRÉDITO DEL PRESTAMISTA DE MY CITY HOME LOANS PARA LOS COSTOS DE CIERRE

$100

$100 DESCUENTO EN LA TARIFA DE LIQUIDACIÓN DEL SEGURO DE TÍTULO

Tu equipo local está listo para guiarte en el camino de financiamiento de vivienda.

Meet Your Local Loan Originator

Ryan Gardner

NMLS #:
1408442

Ryan brings over 12 years of experience in the real estate and mortgage industry, including two years as a Realtor and the past ten years as a Loan Originator. Known for his quick responsiveness and clear communication, Ryan makes it a priority that clients never feel left in the dark. He adapts his approach to each borrower’s needs, whether that means hands-on guidance throughout the process or a more streamlined experience focused on the essentials. No matter the style, his goal is always the same: to be accessible, transparent, and supportive every step of the way.

What Ryan enjoys most is meeting new people and helping them navigate one of the biggest purchases of their lives, a responsibility he never takes lightly. Married for nearly eight years and together for eleven, Ryan enjoys spending time with his wife, their two French bulldogs, Koda and Lumi, and their cat, Oliver. Outside of work, he and his family love to travel and make it a point to visit somewhere new twice a year. They are also avid sports fans and proud season ticket holders of the Grand Rapids Gold. A quote Ryan lives by sums up his philosophy both personally and professionally: “If you want to go fast, go alone. If you want to go far, go together.”

rgardner@mycityhl.com
616-309-3992

Next Door Title Agency

Comprar o vender una casa o un negocio es una tarea monumental. Next Door Title Agency te proporcionará el servicio profesional y cortés que mereces durante esta compleja transacción. Al trabajar con nosotros, recibirás un cierre sin complicaciones, una preparación oportuna de los documentos de título, un servicio al cliente galardonado y precios competitivos. Todo lo que necesitas hacer es firmar en la línea punteada.

HOAP + Consulta

Completa el formulario para solicitar en línea.
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*Savings options are available individually. Participation in all offers is not required.