Grand Rapids, MI

From My City To Our City

A community resource from My City Home Loans, built alongside our lending team to expand homeownership among our neighbors in West Michigan.

The KEys Arn't Reaching Everyone.

Grand Rapids is growing, but not all of our neighbors are growing with it. As median home prices rise, the dream of owning a home slips further away for low-income families, BIPOC residents, and individuals with disabilities.
The Black-white homeownership gap in Kent County remains one of the widest in the nation. The shadows of historic redlining maps still linger over neighborhoods like the Near South Side and Garfield Park.
First-time buyers often face a maze of financial jargon, intimidating processes, and institutions that feel cold or unapproachable. We saw this happening in our own backyard, and we decided a simple mortgage product wasn't enough. People need guidance. They need a place to ask questions without feeling judged.

Lending And Learning, All Online.

"Our City" is the community arm of My City Home Loans, an inclusive, compassionate online space built right alongside our mortgage team to help ALL buyers navigate the home-buying journey.
Reach out to our team or join a community classroom. Real people, real conversations, and a clear path forward. The classes and guidance happen in the same space, so when you're ready, the next step is one click away, not a whole new relationship.
Online Education
Live virtual workshops that translate industry jargon into plain English. Join from anywhere in West Michigan or the world!
GO-TO RESOURCE HUB
Get in touch with a guide who knows the local market and cares about your story.
Built for everyone

Universal design, by default.

Homeownership shouldn't be harder because of how you read, hear, see, or speak. Our City is built so every neighbor can take part--no extra steps, no gatekeeping.
Live captioning
Every workshop and video includes real-time captions with available transcripts.
Keyboard & screen-reader friendly
This site is built to WCAG 2.1 AA standards, fully navigable by keyboard and tested with screen readers.
ASL on request
Need an ASL interpreter for a class or your call? Just ask when you RSVP and we'll do our best to accommodate!
Plain language & translation
All materials are written in plain language and available in Spanish, large print, or read aloud on request.
Many ways to reach us
Connect by video, phone, email, or text, whichever works best for you. There is no wrong way to start the conversation.
Need an accommodation we haven't listed? Tell us what you need, we'll make it work.
Accommodation Request

What this means for our neighbors

When the lending team and the community classroom meet you online, in the same place, everyone rises.

Community & Connection

A place to gather, learn, and grow together, virtually. Every conversation is a step toward homeownership and we're always just one message (or click) away. We host live online events, offer pre-qualifications, and connect you with trusted local partners.

A Trusted Reputation

Our City positions My City Home Loans as the go-to resource in West Michigan. Partnering with organizations like ICCF and Habitat for Humanity proves that genuine human connection is the strongest foundation to build on.

A Lasting Legacy

My City Home Loans was built helping individual families into homes. Our City builds on that, turning one-at-a-time lending into a community-wide movement that levels the playing field, breaks down cultural barriers, and creates generational wealth.

MOVE FORWARD

We know the process can feel overwhelming. That's why our community resources and staff are here, ready and waiting, to meet you wherever you are on the journey.
Let us know your current needs and questions:
SEND A NOTE

Upcoming Online Gatherings

Join us from anywhere. Our virtual classes are small, conversational, and always free. RSVP and we'll send you the Zoom link.
See All Events
October 12
2026
First-Time Buyer Basics
6:00pm - 7:00pm
Live on Zoom
8 Seats Left
October 18
2026
First-Time Buyer Basics
6:00pm - 7:00pm
Live on Zoom
8 Seats Left
October 25
2026
First-Time Buyer Basics
6:00pm - 7:00pm
Live on Zoom
8 Seats Left

The door is open.
Join us online.

Whether you're ready to buy tomorrow or just want to know if it's possible five years from now, we're here to talk, from the comfort of your couch. No pressure, no obligations, just honest advice to help educate and empower your journey.
SEND US A MESSAGEFind an Online Class