Mortgage Company in Grand Rapids, MI

My City Home Loans Inc is a mortgage company in Grand Rapids, MI, dedicated to helping homebuyers and homeowners find the right loan for their situation. From first-time purchases to refinancing, the team focuses exclusively on mortgage lending. Whether you are ready to buy now or just exploring your options, reach out today to connect with a local lending specialist.

‍Why Choose a Local Mortgage Company in Grand Rapids
‍Working with a local mortgage company means your lender already understands the Grand Rapids, MI, market. My City Home Loans Inc brings over 50 years of combined lending experience to every client file. That depth of knowledge can make a meaningful difference when navigating local tax considerations, community lending guidelines, and the nuances that affect approval timelines. Having a lender who specializes exclusively in mortgage lending, rather than one who splits focus across multiple financial products, may help streamline your experience from application through closing.

What Loan Options Are Available to GrandRapids Buyers

Mortgages are not one-size-fits-all, and identifying the right program early can save time and money.
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Here is what the process typically looks like with My City Home Loans Inc:
1. Review your financial goals and determine which loan program may fit your situation.
2. Submit your application and required documents to begin the pre-approval process.
3. Receive your pre-approval so you understand your price range before making an offer.
4. Work with your loan originator through underwriting to keep your file moving forward.
5. Close on your home with support from a team committed to clear communication at every step.
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All loans are subject to underwriting approval. Terms, conditions, and restrictions may change based on applicant eligibility and market conditions.
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Explore available loan programs or review refinance options if you already own a home and want to improve your rate or terms.

My City Home Loans

Meet Our Founder

James Eerdmans is the owner and Grand Rapids branch manager. He is passionate and versed in mortgage lending and various aspects of real estate.

With licensing in lending, construction, title insurance, and real estate- James has a unique skill set and perspective by understanding the expectations both referral sources and clients have in a mortgage transaction!

When James is not working, he enjoys golfing, spending time with his family and friends, and attending music concerts/festivals.

Personalized Service That Puts You First
‍Personalized guidance is at the heart of every client relationship at My City Home Loans Inc. The team prioritizes consistent communication, transparency, and education so borrowers feel confident at every stage. Visit My City Home Loans Inc to read more and connect with the team.
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The resources page also offers mortgage calculators and video tips to help you prepare before your first conversation with a loan originator.

Start Your Home Loan Journey in GrandRapids Today
My City Home Loans Inc is ready to help you take the next step toward homeownership in Grand Rapids, MI. Visit the contact page to ask questions, get pre-approved, or learn more about which loan programs may suit your goals. It is never too early to start the conversation.